I dunno. I don't know if I got what I wanted or not. I actually have 'Excellent Credit.' Credit is an advanced paycheck-thing.

 I got word from my Op. Yes, I have thought about that before, too. I take 50 million, put them in 50 banks, & then do business with Freddie & Fannie Mac. Because I realized. That was Freddie & Fannie Mac. The Bank is one of the greatest utilities I'd have. That's the plan. If they hack me I'm FDIC Insured. That's one of the purposes for doing it. If you could have a bank handle money it is advantageous, but the OP suggested being FDIC Insured. So, I can do that. If I got my Welfare Check I could begin making those preparations.